• Is it a requirement for me to disclose the reason why I need a logbook loan?

    No. At Gamebird Loans, we do not require you to disclose the reason as to why you are applying for a loan. So long as you meet the requirements and are able to provide the necessary documentation, you can be rest assured that we will approve your loan without bombarding you with questions as to why you are applying for the loan.

  • What happens if my car is relatively old?

    For us to accept your car as collateral, we require that it not be older than 10 years from the date of its purchase. If your car has been in use for less than 10 years, you need not worry as we shall accept it as collateral for your logbook loan. However, if it has been in use for more than 10 years, we are afraid that we cannot accept it as collateral.

  • What models or car brands do you accept?

    At Gamebird loans, we do not discriminate on car models neither do we refuse as collateral a car based on the brand or model. What we require is for the car to be in good condition and free from any financing. The model is not an issue at all.

  • Can I be approved for a loan even if I have a poor credit score or a history of CCJs?

    Gamebird Loans is committed to help as many people as possible get approved for a loan irrespective of their credit score status or history of their CCJs. So long as you meet the requirements we have set, we can assure you that we will approve your loan irrespective of how good or bad your credit score.

  • What impact does a logbook loan have on my credit score?

    As is the case with making repayments, diligent and timely repayments have a positive impact on your credit score while defaults negatively impact on your credit score. Considering that your credit score doesn’t have a bearing on your ability to be approved or not, failure to make timely repayments or defaults will definitely have a negative impact on your credit score.

  • Is being in employment a requirement before I can be approved for a logbook loan?

    You need not to be in gainful employment before you can be deemed eligible for a logbook loan. You can be working part time or be self employed. All we need from you is for you to provide us with proof of income before we can approve for a logbook loan. Proof of income is indication that you will be able to make your repayments without experiencing a lot of problems.

  • What is the standard waiting period before I can get access to the cash I have applied for?

    At Gamebird Loans, we believe in efficiency in so far as approval of loans is concerned. In that regard, how fast you receive your loan is dependent on how fast and well you provide the required documentation. If there are no errors with your application and all documentations submitted in order, you can get access to your cash within hours.

  • How can I make repayments to my logbook loan?

    The frequency and mode of making repayments is mostly a matter of preference for you. However, in order to ensure that you do not default or forget, we encourage you to set up monthly debit deductions from your bank account. All you need to do is simply ensure that your bank account has sufficient funds prior to the due date.

  • What would happen in the unlikely event that I can’t make monthly repayments as agreed?

    If you find yourself in a position where you can’t meet your monthly obligations as initially agreed, we encourage you to inform us as soon as possible so that we can work out a new arrangement that is okay with you. Lack of communication can lead us to repossessing your car.

  • What would happen in the unlikely event that I can’t make monthly repayments as agreed?

    If you find yourself in a position where you can’t meet your monthly obligations as initially agreed, we encourage you to inform us as soon as possible so that we can work out a new arrangement that is okay with you. Lack of communication can lead us to repossessing your car.